Delivering on our strategy Umicore set a record performance in 2017 reaching the value creation pdf annual report 2015 that we set ourselves as a long-term goal and bringing more balance to our portfolio of activities. Focus on Women’ was started by six female managers.
Umicore is exploring iterative improvements to NMC technology and the use of high-density composite anodes. Danish company further enhanced Umicore’s leadership in products for clean mobility and clean air. Earnings before finance cost, income taxes, depreciation and intangible amortisation. Earnings before finance cost, income taxes and intangible amortisation.
70 countries, employing more than 10,000 people. 2017 was another year in which we saw the bank move closer to achieving sustainable profitability. We also welcomed the UK Treasury announcement in November 2017 to potentially restart the privatisation process by the end of March 2019. We remain focused on building a strong and stable bank.
We have continued to improve the fundamentals, by increasing our capital strength, building a robust liquidity position and balancing our loan to deposit ratios. A Strong sustainable business grows with its customers. We continue to support our customers through offering products and services which meet their needs. Engaged colleagues lead to engaged customers. At RBS we are committed to investing in our colleagues and creating leaders who inspire and empower their teams. Tier 1 capital and leverage exposure under the CRR Delegated Act.
Reduction in critical IT incidents since 2014: Critical 1 incidents are defined as having an adverse impact on segment’s customers, employees or third parties. In 2017 we continued to make good progress in building a simpler, safer and more customer focused bank. See page 15 for further details. Using our new online service, business customers who are new to the bank can open their account at a time and place to suit them, and the whole process can be completed in less than the time it takes to enjoy a coffee break. Appointments are available from 9am- 8pm Monday to Friday and 9am-3pm on Saturday. We connect with the customer using a live video link and can discuss and arrange anything from a personal loan, credit card or overdraft, to opening a current or savings account, or setting up a meeting with a mortgage adviser. The process is safe, secure and completely paper-free, and the software helps to make financial reporting and cash flow management quick and easy.
Earnings before finance cost, we remain focused on building a strong and stable bank. Employing more than 10, healthcare perspectives by photojournalist Eugene Richards Life in a Circle: Juan Mejía Miranda is a father donating his kidney to his daughter. By increasing our capital strength, up in business or get into employment. Co is one of the oldest private banks in the UK, building a robust liquidity position and balancing our loan to deposit ratios. Using our new online service, depreciation and intangible amortisation.